Terms and Conditions

Last Updated: September 29, 2025

1. Acceptance of Terms

By accessing and using Cred Secure Finance's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Cred Secure Finance provides financial services including but not limited to:

Loan applications and approvals
Insurance services and quotes
Investment and wealth management consulting
Financial planning and advisory services
Credit score improvement services

3. User Responsibilities

As a user of our services, you agree to:

Provide accurate and complete information
Maintain the confidentiality of your account credentials
Use our services only for lawful purposes
Comply with all applicable laws and regulations
Notify us immediately of any unauthorized use

4. Financial Services Terms

For loan and financial services:

All loan applications are subject to credit approval
Interest rates and terms are determined based on creditworthiness
We reserve the right to modify or deny any application
Early repayment terms may apply as per loan agreement
Default on payments may result in additional fees and credit impact

5. Investment and Advisory Services

For investment services:

All investments carry risk and past performance does not guarantee future results
Investment advice is based on information provided by the client
We are not liable for investment losses due to market conditions
Clients should diversify investments and consult multiple sources

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. By using our services, you consent to such collection and use.

7. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Cred Secure Finance and its licensors. The service is protected by copyright, trademark, and other laws.

8. Prohibited Uses

You may not use our service:

For any unlawful purpose or to solicit others to unlawful acts
To violate any international, federal, provincial, or state regulations or laws
To transmit or procure the sending of any advertising or promotional material
To impersonate or attempt to impersonate the company or other users
To engage in any fraudulent activity

9. Disclaimers and Limitation of Liability

Cred Secure Finance provides services "as is" without any warranty. We do not guarantee:

Loan approval for any application
Specific investment returns or outcomes
Uninterrupted or error-free service
Security of data transmission over the internet

Our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to defend, indemnify, and hold harmless Cred Secure Finance and its employees, contractors, agents, officers, and directors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees).

11. Termination

We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including breach of the Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of United States, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Email: info@credsecurefinance.com
Phone: +1 (231) 354-8390
Address: 650 Wetzel Lane, Trufant, MI 49347

By using our service, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them.